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Can I Do An FHA Refinance With No Money In Savings?

Question by 5ofus | Posted in Personal Finance

My hubby and I are trying to refinance our mortgage. It would be a 30 year FHA loan. Does anyone conscious if you can do an FHA refinance with no money in savings? We are currently living almost check to check correct now. My husband had a salary decrease

Answer: reserves are not required to refinance with FHA. In incident if you have an FHA insured note now there is a streamline process that is much easier

 
 

5+ Units, Bank Or Savings And Loans To Refinance?

Question by carmen m | Posted in Renting & Real Estate

I have to buildings 7 and 8 units each and I ' ll like to refinance, but I dont remember which Bank or Savings and Loans coudl refinance them, since is commercial and not all banks add suit on commercial. Could you please help me?
Thanks,
by

Answer: might as well look for a middleman.

they can find a few lenders with different pricings to help you

 
 

Im In Need Of Money And Would Like To Refinance My House And Get Back 20,000 And Put In Savings?

Question by gary d | Posted in Personal Finance

I requirement an emercency fund and only have 1,500 in it.That would keep my payments the same and make me endure alot better.I found out i have to pay child support also.Good scheme?I can still put money on my principal later on.I owe 65,000 now on

Answer: How much equitableness do you have in your home.....if you owe 65K you don't have much. I doubt if you could refinance. Go to your lender and ask......

 
 

I Have 65,000 Left On My 30yr Mortgage,but Have No Savings I Can Get Back 25,000 In A Refinance Take Cash Out?

Question by gary d | Posted in Personal Finance

i would have a 90,000 mortgage with the same payment as now.im booming to sell in a couple years anyways.if I refinance I get back 25,000 in ready.My house was appraised for 120,000.good idea not not?My payment would be the same.

 
 

What Are My Savings If I Refinance With More Down?

Question by Kim | Posted in Renting & Real Estate

Hi, I idea i was good in Math, but can't seem to figure out this and need any help. Take mortage balance is X. Have an option to refinance at 0.75 less rate than the current worth, but due to decline in home value, need to pay (X-35K) to be able refinance.

Answer: You are shaky money into a sinking ship. Leave your savings intact. You will be getting interest off this in some specimen of interest bearing account.

Does the interest off set the lower interest rate you will be getting if you pulled

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Source: Refinance Mortgage Loans – Money Saving Advice - Refinance ...

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