Am I Getting Ripped Off From My Mortgage Lender (countrywide), They Locked In A Rate Without My Permission?
Question by Happy | Posted in Renting & Real Estate
I'm purchasing a deeply and I got quotes from different large banks and countrywide gave me the richest quote at the time (30 yr fixed 6.75 (1pt), 2nd credit HELOC at prime plus 1% (9.25%). Plus I was already preapproved by them. I never locked in a rate
Answer: First point..... your rate and loan term is really "locked in" the day you relinquish loan documents. That is when it becomes legal and the deal. Until then, everything is just "an consider", hence the title "GOOD FAITH Approximation".
Mortgage Rate?
Question by lizabet17110 | Posted in Renting & Real Estate
My acknowledge score is between 660 and 687. I need to refinace my simultaneous rate 7.35 adjustable mortgage. What kind of rate will I get.
Countrywide my current lender says I only prepared for a 8.75 rate because I had a bankraupcy in 1997
Answer: Purchase, SHOP, SHOP-until you find a deal that convinces YOU it is the best. Bear in mind there's more to it than just the rate.
1. Get a copy of your credit report and correct any errors.
2. Do what you can to get your
Is There Such A Thing As A Government Mortgage Rate?
Question by swtsarina | Posted in Renting & Real Estate
Countrywide told us that for a 30 year attached rate for a $417k loan it would be 6% because we work for the government and any mortgage guests will offer the same exact rate because it is the "government rate". Is this established? I never
Answer: above that is not correct. and even if its a government rate it a little high a salubrious rate for someome with around 700 score is 5.850
you are a government worker of some feather what is your jobs? there are some programs in some state
Does Anyone Have Their Mortgage Through Countrywide?
Question by luv2help | Posted in Renting & Real Estate
I'm one of those Californians who is stuck in the grave declining housing market. I tried to refinance, however the value of my legislature is upside down due to the decline in market value. So, I cannot refinance at this previously. My adjustable
Answer: I had countrywide in the history, never had a problem with them- even when i went through a hard time where i ended up selling my dwelling - they dealt with it well and gave me the time to sell without any issues and believable fees. they also much more
Anyone Know What The Best 30 Year Mortgage Rate Is NOW?
Question by Awesome O | Posted in Renting & Real Estate
After the intelligence this morning about the rate cut. I was in the "middle" of a refinance at 5.75%, but I haven't signed any paperwork yet. Of positively, the bank (countrywide) is telling me that's still the lowest rate. I find it hard to
Answer: I got mine at 5.5% good this morning. My advice go somewhere else that doesnt charge you an application fee. I dont have one and i have a discount interest rate and im bringing nothing to closing. I looked at countrywide when i was shopping around and
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Countrywide settles but admits no wrongdoing; How do Secondary ...
by admin
If, as a kid, I had ever been caught cheating my younger cousin during Monopoly, I would have been in big discomfit. Perhaps I could have countered, “I cut on out all allegations of wrongdoing and any obligation under the Monopoly rules. But I will give him some net to shun the additional circumstance, hassle, and uncertainty associated with arguing about it.” For Countrywide, a decide has approved a $600 million adjustment with shareholders. “Countrywide denies all allegations of wrongdoing and any burden under the federalsecurities laws,” said Shirley Norton, a spokeswoman for Bank of America. “We agreed to the quittance to dodge the additional expense and uncertainty associated with continued suit.” BofA will pony up $600 million, and...
Countrywide provided bumf about those loans in prospectus supplements for mortgage-backed securities sold in the non-essential market, Mozilo said in the
A fresh report by Countrywide, the UK's largest mortgage broker, revealed that 72 per cent of buyers in June opted for prearranged rate mortgages as they look to
Countrywide populating pays fraction to investorsWASHINGTON (AP) _ Former shareholders of fallen mortgage superhuman Countrywide Financial Corp. are in line to
Countrywide Up on Mortgage has agreed to pay $600-million to investors in the largest discharge yet in the mortgage meltdown,
He locked in an interest rate of 5.625 percent on the 30-year rigid-rate mortgage, below the average for such loans at the time in Chicago.