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Is A Chapter 7 Debtor's Home Mortgage Limited To Reaffirmation, Redemption Or Surrender, After Exempt?

Question by lepooche | Posted in Credit

I am waiting for my attorney to get back to me next week. In the meantime if anyone knows the plea to this, I would really appreciate it. I have already filed and had my court date for my Chapter 7 bankruptcy. My Chapter 7 bankruptcy will be finalized

Answer: Extraordinarily your only options are:
1. Surrender the property
2. Redeem the property pursuant
3. Reaffirm the due
4. Claim the property exempt (avoid the lien)

Another opportunity you may have
5. Retain

 
 

If I Have Good Credit And My Wife Has Good Credit , But Its Limited, Will Hers Hurt Us Getting A Mortgage?

Question by logank1469 | Posted in Renting & Real Estate

She has a very limited acknowledgment history, what she does have is good, but her entire history is only a year old.

Answer: They are looking for the amount of gains that will be available to to cover the family bills plus the new mortgage payment. If she is working it will ease.. If she is not working & some credit cards or bills are in her name ONLY it will hurt. If both

 
 

What Dose It Mean My Mortgage Is Intrest Only And They Limited For Me?

Question by malconly | Posted in Personal Finance

they gave me my mortgage for 25 years and its on intrest only not repayment? what will happened after i finsh the 25 years paying

Answer: It means that you are only paying the interest on the credit and not repaying any principal. If that is the case for the full term of the loan, at the end of 25 years you will still owe the full amount borrowed and will have to return the favour it in

 
 

When Will The Conforming Mortgage Limit Of 417K Be Raised?

Question by agouratom | Posted in Renting & Real Estate

Congress only approved an economic stimulus package that includes diction to increase the conforming mortgage limit of 417K in "treble costs areas." This bill is supposed to be signed by W in about a week. Accustomed that this will be signed

Answer: WASHINGTON - Congress gave stupefying final approval Thursday night to legislation that would send administration payments to most American households, provide mortgage relief to profoundly buyers in high-price markets, including Silicon Valley, and offer

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List Of US Banks That Had Limited Exposure In The Subprime Mortgage Mess?

Question by seanburkett | Posted in Renting & Real Estate


Answer: There is no way to support this, as many banks now own, or owned, other affiliates that did do subprime mortgages. That being said, most subprime paraphernalia was Wall Street Money, hedge funds, etc.

Wells Fargo, Wachovia, etc, all had

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