Can We Ask The Mortgage Broker/lender To Stick What There GFE At The Closing ?
Question by johnpau2009 | Posted in Renting & Real Estate
If I got a GFE(laudatory faith estimate) from a mortgage broker/lender and then finally we negotiate prices. Now can we make off sure in writing that the broker/lender stick to what they gave in GFE ?
1) Can we get this is writing ?
Answer: No..the GFE is at best that..an estimate - those numbers fluctuate right up until closing and in most cases, the broker is not top for the fluctuations. If you look at the papers you signed, you will see a disclaimer that the prices are estimates and
Does Mortgage Broker/Lender Need To Get A Paper Signed By Me(borrower) Before They Lock A Rate ?
Question by JohnPau2010 | Posted in Renting & Real Estate
I have got a GFE from a mortgage broker and I had seen the position as 4.85% for 5 yr ARM.
1) Now before locking the actual rate, does the mortgage broker or the lender want to get me something signed from me ?
2) Hoping
Answer: You should run from an arm like the bane! Have you not read of all the foreclosures in this country because those ARMS adjusted and put them aptly out in the street.
Before they can lock you have to commit to them.
I Am Looking For A Mortgage Broker / Lender In Texas That Deals With People With Not So Good Credit.?
Question by Jessica | Posted in Renting & Real Estate
I am looking for a mortgage broker / lender in Texas that deals with people with not so well-founded credit. Does anyone know of any? We are looking into getting a accommodation for a home we are interested in. The loan is very reasonable.
We
Answer: You have knowledge of you will just pay money to have someone find a loan for you right?
You have 14 days to pay attention with as many lenders as you want with no adverse effect to your credit write-up.
I personally wouldn't
Should You Get Pre-approved By More Than One Mortgage Broker/lender When Buying A Home? Why And Why Not?
Question by snowpealeaf | Posted in Renting & Real Estate
One of the mortgage brokers I spoke with said that it doesn't mar your credit score to get pre-approved by more than one broker/lender. But, if being pre-approved by a particular broker/lender doesn't truly lock you to that broker/lender, then is there
Answer: Getting pre approved entirely gives both you and the seller a good feeling of what kind of a advance you can be approved for. You know the price ranges you can look for to get the payments you yen, and the seller can feel good that you being pre approved
What Can I Do If My Mortgage Broker Lied About Income To The Lender Without My Knowledge?
Question by Hitesh P | Posted in Renting & Real Estate
Hi
I covet to know, according to UK laws and FSA regulations what can I do if my mortgage broker lied to the lender about my receipts? I accidently came to know this and broker is not yet accepting this. Mortgage lender is now asking for takings
Answer: You signed the operation with the information as stated, and thus will be held to that. You can claim someone changed it, but can you establish it? Hate to say it but it sounds more like you also tried to get away with something (IE knew it was regress)
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He appeased the lender by having the borrower erase a $14 check, though no one knew where to send it. Pete Ogilvie, a mortgage broker in Santa Cruz, Calif.,
The allowance officer is actually employed by the bank or the lender that you are working with. The mortgage broker may have referred you to this lender,
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He appeased the lender by having the borrower erase a $14 check, though no one knew where to send it. Pete Ogilvie, a mortgage broker in Santa Cruz, Calif.,
The allowance officer is actually employed by the bank or the lender that you are working with. The mortgage broker may have referred you to this lender,
