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HDFC Home Loan Scheme To Depress The Interest Rate By Paying The Processing Fee?

Question by hrushikesh | Posted in Credit

I had infatuated the HDFC Home Loan. Hdfc PLR (Prime Lending Rate) is 13.75 %. My present floating in any event applicable is 13.75% - 3.25% = 10.5 % if i pay the extra processing fee of 29203 Rs then my interest will subside to 13.75% - 5% = 8.75 %.

Answer: nowdays its comfortable because ,Most of the Banks are offering like below
""""""""
upto 10LACS without capitulation of security documents!

Fast and Flexible. No Guarantors Up to Rs

 
 

I Have A Home Loan With HDFC At High Interest Rate. HDFC Asking Processing Fee To Reduce It. Is This Correc?

Question by srizah | Posted in Personal Finance

I have a home loan with HDFC at spaced out interest rate. HDFC is asking a processing fee of 1.5% to reduce it. Has anybody reduced their interest regardless with HDFC without paying processing fee recently? Is this correct on part of HDFC to ask for

Answer: I would call to mind you call the financial ombudsman, there they will be able to tell you if it is correct or not.

You have to go b investigate your contract, and sadly some loan operators do charge a fee.

 
 

Is It Mandatory To Get A Loan Protection Insurance Cover If I Am Applying For A Home Loan At HDFC Bank?

Question by sayan | Posted in Personal Finance

I have applied for a Home Loan at HDFC Bank in Mumbai. Comparing my monthly compensations and the Loan amount, I would have no problems in repaying the same. Is it a mandate that if I utilize for a Home Loan at HDFC Bank (not HDFC Ltd.), then i must take

Answer: Though it is not requisite by law to take a Home Loan Insurance Cover, but some banks in India do not approve loans untill you get the loan insured by them. You may call it the tactics of selling their another outcome or just as a safety measure for the

 
 

Can You Please Share A HDFC Home Loan Agreement Document?

Question by Police Officer | Posted in Personal Finance


I wanted to comprehend the terms and conditions when the loan is pre-paid.

Answer: you can see
http://www.hdfcbank.com/intimate/loans/h ome_loans/home_loans.htm

http://eloanonline.blogspot.com/

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HDFC Home Loan Moratarium?

Question by sandep | Posted in Personal Finance

Hi, I have bewitched a home loan from HDFC and have been paying it regularly for the last 3 years; however, due to certain unavoidable circumstances I may be unqualified to pay it for the next 6 months. Is there any way I can request them for a moratarium

Answer: I learn you can call and negotiate these things. Call HDFC and see what they'll do for you.

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Experts advice to HDFC home loan consumers to switchover - II

www.apnapaisa.com Experts view to HDFC home loan consumers to switchover - II

HDFC doesn't make the payment while loan is sanctioned dated- 23 ...

by priyadarshi56

I had applied for a home loan in the month of july 2009 from HDFC bank of Ranchi spin-off, and the loan is sanctioned on 23 sept. 2009 with sponsorship scholarship precisely No.- 4780855474/ARUNB, but I have not received any cheque or any persuasion of answer from the banker side yet. The bank Proprietor of Ranchi zone has ignored this pay-off and they unburden me to recess some days.In hurt of this they are ignoring me. I had also list a correspondence and made a call to the HDFC Injury Cop on 27 May 2010, but nothing was happened so far.

Source: HDFC doesn't make the payment while loan is sanctioned dated- 23 ...

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