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Can You Refinance Without Going Thru The Purchase Process If You Already Owner Finance Your Home?

Question by Tina H | Posted in Renting & Real Estate

I did an possessor finance on my home and now want to refinance. Is this possible without going thru credit checks etc.?

Answer: Even if a bank had at first loaned you the money you need to qualify for a refinance. The house still has to be appraised, you still desperate straits good credit, you still need good income, etc etc.

If the agreement is in your name

 
 

How Do We Stop Finance Companies From Calling To Refinance Our Home?

Question by MISSY10 | Posted in Other - Business & Finance

We have not asked for a refinance for over 6 wks. We are getting at least 2-3 calls a day from odd lenders. They say they just got an e-mail on the day they call. We are NOT interested.

Answer: You can take note of with the national Do Not Call list. The phone number is 1-888-382-1222 or go to their website at www.donotcall.gov. The registry prohibits telemarketers from vocation phone numbers on the list.

I called and registered

 
 

Looking For A Finance Co To Refinance My Modgler Home Witth 6 Acres Of Land And A Big Shop.?

Question by byby22 | Posted in Renting & Real Estate

My trust is not very good

 
 

This Is About Home Refinancing. My Husband Would Like To Refinance But My Credit Is Poor.?

Question by Falling Snow | Posted in Renting & Real Estate

If he refinances with our son, who has raise credit then I do, would that mess up my sons chances of getting home financing in the following? Also would that put my son on the deed and take me off?
Would it affect my sons ability to purchase a home

Answer: Hi 123abc,

It could sham your sons ability to buy his own home in the future. Lenders want to advised of what his back end debt ratio will be. IE: Does he make enough to support two homes. A back end correspondence greater than 55% may

Related Topics:

Mortgage Refinance Quotes
Interest Only Refinance
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Do All States Require That Finance Companies Refund The Home Appraisal Fee If The Refinance Is Cancelled?

Question by Daniel | Posted in Renting & Real Estate


Answer: Nope. Why was the refinance cancelled? Did you switch your mind? If so you shouldn't get your money back because that lender paid an fa appraiser to do that and the appraiser gets paid regardless for doing the effort he was asked to do. If the lender

Related Topics:

Mortgage Refinance Low Rate
Investment Refinance
Auto Refinance Rate

 

Personal Finance : Steps to Refinancing Your Mortgage

In busted to refinance a mortgage, it's important to shop for rates at remarkable banks, as well as to turn an adjustable rate into a fixed value ...

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