How Can I Reduce My Interest On A Private Student Loan ? I Have AES Loan With 8.73% On 11,000.?
Question by travis_ferreira | Posted in Personal Finance
I am wondering if there are any loan companies out there with a shame interest rate that I can transfer this amount to. 8.730% is just ridiculous and the loan train seems to increase the rate whenever they want.
Answer: If you have a bagnio as a collateral then it may be possible.
Call your student loan company to see if they can lower the grade.
Good luck.
With A Private,non-federal PLUS Loan From AES That Can't Be Consolidated, How Can I Lower My Monthly Payment?
Question by Whedonesque | Posted in Financial Aid
I have a reserved loan from AES, and my monthly payment is ridiculous. I know I can't consolidate the loan, but I wanted to identify if there is any possible way for me to lower these payments.
Answer: You should try association your lender for payment options. Or, find a lender that will buy your debt and come forward a lower payment option
Can AES Loans Be Charged Off In Bankruptcy?
Question by jesterqueen46 | Posted in Financial Aid
I have borrowed a signal amount of student loans from AES. I had a cosigner who passed away 2 years ago. Now the loans have rise due and for various reasons I have not graduated college yet. I am considering bankruptcy (I have other previous debts I'd
Answer: Your acquaintance is correct. Changes to bankruptcy laws made in 2005 have made even secluded loans undischargeable in bankruptcy.
The VERY rare exception is if the bankruptcy court were to find that paying off the loans would engender
Student Loan Rates Will Be Dropping, But My Lender Doesnt Offer Consolidation!? AES Success Loan.?
Question by mrxalex319 | Posted in Financial Aid
So I have 3 shamed student loans with AES success. Since I heard student loan rates dropping, I was planing on consolidating and making it attached. However, they do not offer that service! Is it possible to go through a different lender to consolidate
Answer: The loan rates are only dropping on those federal Stafford loans that you took out that have a vacillating interest rate associated with them. Any loan that was disbursed after July 1, 2006 has a established 6.8% rate, and that rate is not changing.
Is There Any Way To Consolidate Federal Student Loans With A Private Student Loan Before The July 1 Deadline?
Question by melby | Posted in Personal Finance
I have 3 evaluator loans through the federal gov't (perkins, federal direct and a "Barrier" - AES loan). I also have a small private student loan through citibank. I wish for to consolidate all 4 by the July 1 deadline but no one will combine
Answer: As far as I advised of consolidation is only on govt loans you cant consolidate a private loan.
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